Terms and Conditions
Last Updated: August 19, 2026
Welcome to the website of Harris Insurance Network LLC ("we," "us," or "our"). By accessing or using our website, online quoting tools, or client portal, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
1. Scope of Insurance Offerings
This website provides information regarding and access to quotes for Life, Auto, Home, Commercial, and Health insurance.
2. Licensing and State Availability
Harris Insurance Network LLC is headquartered in Illinois. The agency owner, Shirell Harris, is a licensed insurance producer authorized to write and service insurance policies strictly in the following states:
- Illinois
- Iowa
- Ohio
- Michigan
- Texas
- Maryland
The availability of products and services listed on this website is limited solely to residents of these authorized jurisdictions. This website does not constitute an offer to sell or a solicitation of insurance in any state or jurisdiction where the agency or its producers are not actively licensed.
3. Quotes and Coverage Disclaimers
- Quotes are Estimates Only: Any insurance quote produced by the EZlynx rater or displayed on this website is a non-binding estimate. Final premiums are determined exclusively by the underwriting insurance carriers based on verified application data.
- No Automatic Binding: Coverage cannot be bound, altered, or terminated via digital request or form submission through this website. Coverage is only effective once explicitly confirmed in writing by a licensed agent of Harris Insurance Network LLC.
4. User Accounts and Client Center Portal
Users may establish a secure account on our site to access the EZlynx Client Center Dashboard.
- Account Responsibility: You are entirely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
- Self-Service Features: Through the dashboard, logged-in clients may utilize self-service features to review policy info, request policy changes, download digital auto ID cards, and access insurance certificates.
- Agency Bill Payments: Agency bill payments processed directly inside the secure EZlynx interface on our site must comply with our payment processor's electronic billing terms.
5. Third-Party Links and Carrier Portals
For carrier direct bill payments, this website provides external hyperlinks routing you directly to the billing portals of third-party companies, including Progressive, Nationwide, National General, and Next. Once you exit our site via these links, you are subject to the terms, conditions, and payment processing rules of those external entities. We assume no liability for transactions completed on third-party carrier portals.
6. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any principles of conflicts of law.
7. Contact Us
If you have any questions regarding these Terms and Conditions, please contact us:
- Email: Shirell1@harrisinsurancenetwork.com
- Phone: 773-392-0702
- Offices: Chicago, IL & Maywood, IL
